1. Who We Are

This application is processed by the following finance brokerage businesses:

Vidvi Finance

These organisations may act individually or jointly to assess your finance enquiry and introduce your application to suitable lenders or funding providers.

2. Purpose of Collecting Your Information

The information you provide is used for the purpose of:

  • Assessing your eligibility for business finance

  • Identifying suitable lenders or funding providers

  • Submitting your application to relevant lenders

  • Conducting credit and risk assessments

  • Verifying identity and preventing fraud

  • Complying with regulatory and anti-money laundering requirements

Providing accurate and complete information helps us identify the most appropriate finance solutions available to your business.

3. Information We Collect

Business Information

  • Company name

  • Funding amount requested

  • Funding purpose

  • Business contact details

Personal Information (Directors / Shareholders)

  • Full name

  • Date of birth

  • Residential address

  • Contact information including email and phone number

  • Homeowner status

This information is required by lenders to properly assess a finance application.

4. Sharing Your Information with Lenders

To assess your application, your information may be shared with selected lenders, funders, credit providers, and finance institutions that we believe may be suitable for your enquiry.

These lenders may include:

  • Banks

  • Specialist business lenders

  • Bridging finance providers

  • Asset finance lenders

  • Alternative finance providers

Sharing your information with lenders allows them to review your application and determine whether they are able to offer finance.

5. Credit Reference and Identity Checks

Lenders or funding providers may carry out searches with one or more credit reference agencies to assist in assessing your application.

These searches may include:

  • Credit history checks

  • Identity verification checks

  • Fraud prevention checks

  • Anti-money laundering checks

A record of these searches may be retained by the credit reference agencies and may be visible to other organisations that access your credit file in the future.

These checks may relate to both the business and the directors or shareholders associated with the application.

6. Legal Basis for Processing

Your information is processed under one or more of the following legal bases under UK data protection law:

  • Legitimate Interest — to assess and process finance applications

  • Contractual Necessity — where processing is required to provide finance services

  • Legal Obligation — to comply with regulatory, anti-fraud, and anti-money laundering requirements

  • Consent — where required for credit checks or data sharing

All processing is carried out in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

7. Data Security

We take appropriate technical and organisational measures to protect your information against:

  • Unauthorised access

  • Loss or misuse of data

  • Accidental disclosure

Information is only shared with authorised lenders and trusted partners involved in assessing finance applications.

8. How Long We Retain Your Information

Your information may be retained for as long as necessary to:

  • Process your finance enquiry

  • Maintain records required for regulatory purposes

  • Comply with legal and financial services obligations

Retention periods may vary depending on regulatory requirements.

9. Your Rights

Under UK data protection law, you have the right to:

  • Request access to your personal data

  • Request correction of inaccurate information

  • Request deletion of your personal data where applicable

  • Restrict or object to certain processing activities

  • Request information about how your data is used

Requests can be made by contacting the relevant organisation responsible for processing your application.

10. Confirmation and Consent

By completing and signing this form you confirm that:

  • The information provided is accurate and correct to the best of your knowledge.

  • You authorise Vidvi Finance, United Business Finance, and Rocket Bridging to share your information with relevant lenders and funding providers for the purpose of assessing your finance enquiry.

  • You understand that credit reference and identity checks may be carried out by lenders.

  • You have read and understood this Data Processing and Consent Policy.